the server is mine and is a vanilla config of PHP at this point. I am using modrewrite for URL's, but not on individual files. but now that i think about it, i might need to tweak that slightly... within apache, mod_dir.c is enabled and is configured to allow index.html index.htm index.shtml index.php among others as the default directory index.
and there are no mods to the code. even if i start over and copy the files back over to the server, running the setup allows me to config the username/pwd, but i am still not presented with the config options.